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At first glance, an ARM looks cheaper than a fixed-rate loan. It has a low interest rate and low monthly payment. Until that period is up and the lender increases your rate, leaving you with a monthly payment you can’t afford. That’s why you should get a 15-year, fixed-rate mortgage instead. Locking in your interest rate gives you the stability to plan long term and saves you money if interest rates go up. #mortgage #homeloan #mortgagetips #mortgagerates
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