📊 How Do Mortgage Rates Impact Home Buyers? Mortgage rates are closely tied to policies set by the Federal Reserve, which controls the overall supply of money in the economy. When rates change, borrowing costs change too—directly affecting affordability for buyers. 🏡 What this means for you: • Higher rates = higher monthly payments • Lower rates = greater purchasing power • Rate decisions aim to keep the economy stable and curb inflation While rates may feel unpredictable, their goal is to kee
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